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Benefits of buying insurance through an Independent Financial Planner

Most advisors work for firms who dictate which insurance and investment products should be used with their clients.  Many times the advisor has little to no choice as to which company's products they can use.  Fortunately for my clients I am able to shop out their insurance and investment products from most of the large insurance companies available.  Also, because I am not captive with one company and get to use products from whomever offers the best benefits to my clients, I am able to get their insurance without having to give compensation to the managers and other individuals which means lower costs/premiums to my clients.  To see the company's who I use for my clients, click the link below to go to my client insurance page.

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Life Insurance

We offer Life Insurance Consultations and Sales.  There are many things to consider when purchasing a life insurance policy such as the amount of death benefit, the type of insurance policy, the duration of the policy, which company to use (and their financial strength), how the policy fits into your financial plan, and most importantly the cost of the insurance.  As an independent Certified Financial PlannerTM Practitioner with a background in life insurance sales, I know the ins and outs to all of the considerations our clients should be making when it comes to their life insurance. 

The added benefit of working with us is that by being independent advisors, we are not bound to using the products of just one company like most insurance companies are.  Also, since we don't have the sales infrastructure that exists with most insurance companies, we get the cheapest pricing available when it comes to buying life insurance from us.  We pass this savings onto our clients in order to save them as much money as possible. 

If you're interested in an insurance consultation or just getting a life insurance quote, fill out the form below and give us a shot.  I'm confident you won't be disappointed.

Disability Insurance

We also offer disability income insurance to our clients as well.  Just like our life insurance options available, we have selling agreements with many disability carriers and can get cheaper pricing than many of our competitors.  If you have questions about how disability works and what your options are, fill out the form below and let us know. 

Long Term Care Insurance

The other Insurance Product we offer our clients is long term care insurance.  Being an independent Financial Planner we are not forced to sell long term care insurance from one company, but instead we have access to most of the companies in the arena.  If you are interested in getting more information or a quote on long term care insurance, fill out the form below and let us know. 

Interested In Connecting With Us But You Don't Live In The Sacramento Area?

Not a problem!  With the help of Citrix GoToMeeting we can hold live meetings via the phone, computer, or tablet from anywhere in the world.  My long distance clients and clients who travel a lot love the ease of working with me from all over the globe.  We can also take care of other logistics like paperwork via email, mail or fax.  Click here to see how easy it is to partner with us using these tools. 

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